CardFlight Partners With Stripe And Launches SDK To Become The ‘Stripe Of Real-World Payments’

Posted: May 8, 2013 in Technology

20130508-205605.jpg For developers who wish to introduce payment
services through their website or mobile apps, there
are any number of payment processors available.
Companies like Stripe offer up APIs which help
developers quickly integrate payments into their
applications, without having to build out non-core functionality themselves. But what about developers who want to be able to
take payments directly, like in real-life? On that front,
the options are much more limited. While Square and
PayPal and Intuit have done a good job of lining up
small businesses to use its card reader and Register
point-of-sale system, those customers are stuck using the platform provided to them. Those who wish
to develop their own custom or branded solutions are
out of luck when it comes to taking real-world
payments. Enter CardFlight, which is launching with an
encrypted, Square-like card reader of its own, as well
as an SDK and APIs that will allow developers to
create apps and take “card-present” payments on
their mobile apps. Those apps can then securely be
used to swipe cards, and have payments appear in their existing merchant accounts. CardFlight CEO Derek Webster tells me that, despite
the focus on e-commerce and mobile commerce
applications, about 90 percent of credit card
transactions still happen with a swipe. With that in
mind, the company is hoping to make it easier for
developers to build apps and for businesses to use apps with so-called card-present transactions. To do
so, they need only add a few lines of code to those
apps. There’s also the CardFlight dongle, which is just like
other credit-card dongles provided by Square, or
PayPal, or Intuit. It’s encrypted, and safe and secure
and PCI-compliant and all that. The developer toolset is processor-agnostic, which
lets developers pick from a whole bunch of existing
merchant accounts. And, it’s integrated with Stripe to
enable developers who use Stripe for their stored
credit card payments to also accept payments from
people who wanna swipe their cards. All of that would allow a chain restaurant, for
instance, to build its own applications and integrated
POS systems. Or for event organizers to build (non-
Eventbrite) apps for selling tickets at the door to their
local venues. Or for CRM apps to enable card
payments for in-person sales applications. Or other stuff like that. Really, the possibilities are kind of
endless. CardFlight is now entering into private beta, with a
number of developers already ready to start using its
SDK in building their apps. Wanna be one of them?
Go here.


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